Prudential RealtyCenter.com The Lawrence Team Presents:
 The Homebuying Guide Congratulations! The decision to buy your own home in Chattanooga or the surrounding area is an exciting one. The experience should be enjoyable as well as get you the perfect home with the least amount of hassle.
We are devoted to using our expertise to make your transaction successful!
Purchasing a home in Hamilton County is a very important decision. We would like to help you with honest, accurate information so you can make well-informed decisions regarding the purchase of your home. This booklet will give you an idea of what to expect during each phase of your transaction. It also contains reference pages, note pages, deadline information, etc., and is useful as a reference guide even after the transaction is closed.
Please keep this booklet during all house hunting related activities: meetings, house hunting trips, etc. Use it to take notes and to keep track of deadlines. You can even staple cards to relevant pages to keep related materials together. Making this transaction as easy as possible for you is our job. We are happy to serve all your real estate needs!

| Why Do You Need a Realtor? |
 | A Realtor brings a wealth of knowledge and experience to the business of buying a home. In fact, a licensed real estate professional provides much more than the service of helping you find the home of your dreams. Realtors are not just sales agents. They are expert negotiators, seasoned financial advisors, and superb navigators around the local neighborhood. They are members of the National Association of Realtors (NAR) and must abide by a Code of Ethics and Standards of Practice enforced by the NAR. A professional Realtor is your best resource when approaching to buy a home.
Let Me Be Your Guide —
- Working with us will save you endless amounts of time, money and frustration.
- We know the housing market inside and out and can help you avoid many a “wild goose chase.”
- We can help you with any house even if it is listed elsewhere, or is being sold by a home owner directly.
- We know the best lenders in the area; We can help you get pre-qualified for a mortgage; and discuss down payments, closing costs, and monthly payment options.
- We are an excellent source for general information about the community, specific information about schools, churches, shopping, transportation, plus tips on house inspections and pricing.
- We are experienced at presenting your offer to the homeowner and can help you through the process of negotiating the best deal. We bring objectivity to the buying transaction, and can point out advantages and disadvantages of a particular property.
And the BEST thing is that all this help normally won’t cost you a cent. Generally, the seller pays the commission to Realtors®. However, that doesn’t affect my dedication or the spirit of teamwork that I will put into helping you find and buy the home of your dreams.  Step by Step… The Buying Process
| Find a Realtor you can trust… |
The First Step… In the home buying process is to find an experienced Realtor that you can trust and sign a Buyer’s Agent Agreement. This guarantees, by the laws of the state, that your needs are met professionally and represented throughout the entire process of buying your home. |
| Looking for a home… |
The Next Step… Is to look at various homes. I am available at anytime to help you find your dream HOME. |
| Your Offer |
Be Careful – This is a BIG Step… When you find your dream home, you should present a competitive offer immediately. I have extensive experience in contract negotiations. I will ensure you get just what you want for a fair price – a transaction in your best interest. |
| The Contract |
We’re Starting to Jog Now … When the seller accepts your offer, you “go under contract.” You want to make sure every detail is handled accurately and immediately. I will ensure your home closes properly and on time. |
| Inspections |
You’re on the “HOME” Stretch! Final details are handled and inspections are performed to ensure the property is “perfect” for you. Contract details are further negotiated, and we head to closing! A list of professional inspectors will be provided to you to choose from. |
| Now it is YOURS! |
The Next Step Will Be Into Your New Home… Be prepared to bring you’re a cashiers check to the closing procedure, this check is typically written to the Title Company closing your transaction – the next steps you will take will be over the threshold of your new home! |

 Ask us any question about buying a home in Hamilton County, Chattanooga, Signal Mountain, Ooltewah, Red Bank, East Ridge, Brainerd and East Brainerd, Soddy Daisy, Hixson, and North Georgia. It's our job to help you! There's no obligation, and we promise to respond quickly... 
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Doug & Sherry Lawrence Prudential Realty Center.com 1315 Taft Highway Signal Mountain, TN 37377 Finds Me: 423-308-7616 Fax: 423-598-7398 Doug's Cell: 423-802-2014 Sherry's Cell: 423-838-5011 Office: 423-886-2601 ext. 216 Chattanooga Home Finders: DougandSherry@NUMBER1EXPERT.com Sherry's Direct: dslawren@ix.netcom.com Doug's Direct: douglawrence@ix.netcom.com Sherry's Office Email : slawrence@realtycenter.com Doug's Office Emal: dlawrence@realtycenter.com
Doug and Sherry Lawrence know the Chattanooga Metropolitan Real Estate market! Top agents in 2007, Doug and Sherry have a keen sense of the current status and coming trends in the Chattanooga Real Estate market place. “We have to stay on top of the market so our Sellers can list and sell their homes quickly”, says Doug Lawrence, “and, our Buyers can receive the best price/value considering current and future trends for the general market and specific areas they are interested in.” “The Chattanooga MLS only tells part of the story.” Sherry Lawrence adds, “You have to be in the market daily. Studying what is selling, why it sold, what is coming on the market, what is the price value relative to other recent sales in the market…it’s never been about just showing homes in hopes you’ll find the right house, it’s about making certain that our clients have made the best real estate choice in the Chattanooga area for their family’s short and long term goals.” 


Licensed in Tennessee and Georgia, and serving Hamilton County, Chattanooga, Signal Mountain, Ooltewah, Lookout Mountain, Red Bank, East Ridge, Brainerd and East Brainerd, Soddy Daisy, Hixson, Tiftonia, Marion County, Bradley County, and North Georgia, The Lawrence’s have assembled a highly professional and experienced 9 member team to help with a dynamic and growing Residential, Land, and Commercial Real Estate business. Our Team Concept creates a tremendous synergy for our clients and serves to make sure a Lawrence Team member is always available to help you when you need them! Our goal is always the same - to be sure all your needs are met and your expectations exceeded! For Buyers - To find the right home, in the right location, and at the right price! For Sellers - To professionally market your home, to the right audience, for the right price, with fast and effective results. And, for those Business Professionals who are charged with making certain that their employees Real Estate needs are professionally managed, we, along with our Real Estate Team, and our Mortgage and Insurance Professionals, promise to make sure every step of the home buying or home selling service exceeds your expectations! Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/05/2009. The listing information on this page last changed on 03/05/2009. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of CARMLS (last updated Thu 03/05/2009 12:00:00 AM EST) or RCAR MLS (last updated Thu 03/05/2009 12:00:00 AM EST) or FMLS (last updated Thu 03/05/2009 12:00:00 AM EST) or Dalton MLS (last updated Thu 03/05/2009 12:00:00 AM EST). Real estate listings held by brokerage firms other than Prudential RealtyCenter.com may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved. --
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