Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!  You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. In the pre-qualification process, you will find out: - Exactly how much home or land you can afford. - How much cash you will need for the down payment. - The minimum down payment, and advantages of higher down payments. - What the bank feels you can afford for a monthly payment. We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Hamilton County, Chattanooga, Signal Mountain, Ooltewah, Red Bank, East Ridge, Brainerd and East Brainerd, Soddy Daisy, Hixson, and North Georgia real estate agents to offer services such as these. Once you fill out the form, we will quickly process your information and get right back to you! We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation...
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Working With An Agent >Earning Your Loyalty
When you begin to search for a new home, you will probably encounter several real estate agents at open houses, through friends or from signs or advertisements. Each agent would like a commitment from you to work exclusively with him or her. Is this arrangement in your best interest or is it better to play the field?
There is a universal law that also pertains to real estate agents--you get back from a relationship what you put into it. If you are not convinced that one agent could possibly fill all your needs, you may be overlooking the positive aspects of a one-on-one relationship.
The first step is to find an agent whom you like and trust. Don't be afraid to discuss your reluctance to work with one agent exclusively, but be open to other viewpoints. You may be pleasantly surprised by the open communication that such an admission will establish right from the beginning! Making a commitment to work exclusively with an agent is part of the formula for success in real estate.
The strongest accountability is in the marketplace. A good reputation and referrals from happy clients are essential to a real estate agent's success!
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Doug & Sherry Lawrence
Prudential Realty Center.com
1315 Taft Highway
Signal Mountain, TN 37377
Finds Me: 423-886-6729
Fax: 423-598-7398
Doug's Cell: 423-802-2014
Sherry's Cell: 423-838-5011
Office: 423-886-2601 ext. 216
Chattanooga Home Finders: DougandSherry@NUMBER1EXPERT.com
Sherry's Direct: sherrylawrence@epbfi.com
Doug's Direct: douglawrence@epbfi.com
Sherry's Office Email : slawrence@realtycenter.com
Doug's Office Emal: dlawrence@realtycenter.com
Doug and Sherry Lawrence know the Chattanooga Metropolitan Real Estate market! Top agents in 2007, Doug and Sherry have a keen sense of the current status and coming trends in the Chattanooga Real Estate market place. �We have to stay on top of the market so our Sellers can list and sell their homes quickly�, says Doug Lawrence, �and, our Buyers can receive the best price/value considering current and future trends for the general market and specific areas they are interested in.� �The Chattanooga MLS only tells part of the story.� Sherry Lawrence adds, �You have to be in the market daily. Studying what is selling, why it sold, what is coming on the market, what is the price value relative to other recent sales in the market�it�s never been about just showing homes in hopes you�ll find the right house, it�s about making certain that our clients have made the best real estate choice in the Chattanooga area for their family�s short and long term goals.�    
 
Licensed in Tennessee and Georgia, and serving Hamilton County, Chattanooga, Signal Mountain, Ooltewah, Lookout Mountain, Red Bank, East Ridge, Brainerd and East Brainerd, Soddy Daisy, Hixson, Tiftonia, Marion County, Bradley County, and North Georgia, The Lawrence’s have assembled a highly professional and experienced 9 member team to help with a dynamic and growing Residential, Land, and Commercial Real Estate business. Our Team Concept creates a tremendous synergy for our clients and serves to make sure a Lawrence Team member is always available to help you when you need them! Our goal is always the same - to be sure all your needs are met and your expectations exceeded! For Buyers - To find the right home, in the right location, and at the right price! For Sellers - To professionally market your home, to the right audience, for the right price, with fast and effective results. And, for those Business Professionals who are charged with making certain that their employees Real Estate needs are professionally managed, we, along with our Real Estate Team, and our Mortgage and Insurance Professionals, promise to make sure every step of the home buying or home selling service exceeds your expectations! Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/05/2009. The listing information on this page last changed on 03/05/2009. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of CARMLS (last updated Thu 03/05/2009 12:00:00 AM EST) or RCAR MLS (last updated Thu 03/05/2009 12:00:00 AM EST) or FMLS (last updated Thu 03/05/2009 12:00:00 AM EST) or Dalton MLS (last updated Thu 03/05/2009 12:00:00 AM EST). Real estate listings held by brokerage firms other than Prudential RealtyCenter.com may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved. --
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